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About Home Upgrade Desk

Home Upgrade Desk is an independent resource that helps homeowners understand, compare, and decide on home-warranty plans, with clear guidance on what plans cover and what they don't.

Reviewed by the Home Upgrade Desk editorial team Updated How we review

What we do

Home Upgrade Desk publishes plain-language guides and comparisons for homeowners who are considering a home warranty. We explain how plans work, what they commonly cover and exclude, what they cost, and how claims work, so you can compare plans on the terms that matter and decide whether one fits your home.

Our promise is simple: clear guidance for protecting, maintaining, and improving your home.

Who we serve

  • Homeowners weighing whether a home warranty makes sense for them.
  • Recent and prospective buyers trying to understand a plan offered at closing.
  • Current plan holders who want to understand their contract or a claim decision.

What we are not

Home Upgrade Desk is an editorial and comparison resource. We are not:

  • a home warranty company, and we don’t sell, underwrite, or administer contracts;
  • an insurance company or insurance agency. A home warranty is not homeowners insurance;
  • a contractor or repair service;
  • a regulator, or affiliated with any government agency.

We can’t approve claims, change contract terms, or guarantee coverage, prices, or availability. If you have a question about your own contract, contact your provider directly.

How we’re funded

We may earn a commission when readers click certain links or request a quote through our site. That’s how we keep our guides free. Our affiliate disclosure explains exactly how this works, and our editorial policy explains how we keep compensation separate from our conclusions.

Where we’re headed

We’re starting with home warranties and plan to cover other home services over time, such as maintenance, repair, and replacement decisions. We’ll add a topic only when we can cover it as thoroughly as we cover home warranties.

Get in touch

Questions, corrections, or partnership inquiries: see our contact page.

This page is general education, not legal, financial, or insurance advice. Home warranty terms vary by provider, plan, and state; the contract you sign controls what is covered. Spotted an error? Request a correction.